Amazing Service!

June 7th, 2013 by findmyhouse

Our home buying experience with Serge Bourgoin was very satisfying! He went out of his way more than a few times, and much to our amazement! He was there answering every call and every question we could throw his way. We encountered a couple of problems temporarily of course; Serge had the solutions every time! To anyone wanting to buy or sell a home, Serge and his team have the all inclusive package. Whether a buyer or a seller this is the man you should seek out! Amazing service! And he has all the wonderful connections for Brokers, Lawyers, and insurance! All inclusive! We are very satisfied and will be calling him again

Nikole Reddon & David St Laurent

Lowest Priced Single Family Home in Millwoods

June 7th, 2013 by findmyhouse

Perfect starter home or Investment property. Lowest priced single family home in Millwoods. Kitchen was recently remodeled with new cabinets, counter tops, light fixtures, and large island with eating bar. The main floor has an open concept floor plan. Some of the renovations are not completed and would need the buyer to complete themselves… it would be a great way to gain some equity in your new home.

Click here to view more info and see more photos or call today for a showing.

Serge Bourgoin
Senior Managing Partner
Team Leading Edge
RE/MAX ELITE
780-995-6520
 

To View & Search All MLS Listed Houses for Sale Visit Us At:

www.EdmontonHomesforSale.biz

 

A Closer Look at Guaranteed Investment Certificates

June 6th, 2013 by findmyhouse

Investors are led to believe they pay no fees when investing in Guaranteed Investment Certificates (GICs). The truth is that the interest you are paid on a GIC is much less than what the bank earns when they subsequently invest your money in loans or mortgages.

Feel free to contact me or visit my website for more information.

Douglas J. Bodtcher                               
Investors Group Financial Services Inc.
780-448-1988 ext. 284
Douglas.Bodtcher@investorsgroup.com

Great Starter Home for just $189,900 in Spruce Grove

June 5th, 2013 by findmyhouse

Needs to be seen to be appreciated. Upgraded unit with new laminate floors throughout, fresh paint, new appliances, new hot water tank, new trim, and new low flow toilet. Main bathroom upstairs has a jetted tub. Ideally located close to schools, shopping, and hiking trails. This is a very quiet and well maintained complex. * For more information click here.

 

To View & Search All MLS Listed Houses for Sale Visit Us At:

www.EdmontonHomesforSale.biz

 

Serge Bourgoin
Senior Managing Partner
Team Leading Edge
RE/MAX ELITE
780-995-6520

Local housing sales ease up in May

June 4th, 2013 by findmyhouse

Edmonton, June 4, 2013: Housing sales activity in the Edmonton Census Metropolitan Area (CMA) slowed in May according to the REALTORS® Association of Edmonton. Housing sales dropped 10% when compared to May 2012. Sales of single family detached homes (SFD) were down 14.4% Y/Y and duplex/rowhouse sales were down 20.3%. In contrast, during the same period, condo sales were up 4.9% compared to May 2012.

“There is a lot of activity in the real estate market at this time of year but some buyers are having difficulty finding their perfect home,” said President Darrell Cook. “While inventory levels are rising they are still below traditional norms and there is a shortage of attractive SFD inventory available at the lower priced end of the market. That has held some buyers back. First time buyers may have had to buy in the condo market where they can still find a home in their price range.”

There were an estimated 1,169 SFD sales in May (based on 1,082 reported sales) through the MLS® System with 512 estimated sales of condos (474 reported) for total residential sales of 1,824 units (on reported sales of 1,689). Sales figures in the month are estimated to account for late reported sales and to ensure accurate comparison to prior period sales figures.

Listing activity picked up in May with 1,969 SFDs listed (up 1.3% Y/Y) and 963 condos (up 0.3% Y/Y) for an overall total of 3,188 residential properties coming into the MLS® System in May. At the end of May there were 6,028 residential properties available; up from 5,294 from last month. There were an additional 1,569 rural properties in the MLS® System inventory.

The demand for housing has buoyed up prices in the Edmonton area. The all-residential average price was up 2.4% from April and up 1.3% from a year ago at $356,807. The average price of SFDs was up 3.9% to $418,110 in May but condo prices dropped 2.4% from a month ago to $237,664. The condo average price is down 3.97% in May compared to last year.

“Increased activity at the higher end of the market drove up the average price of SFDs,” said Cook. “At the same time, the wide variety and number of options in the condominium sector continued to exert downward pressure on the average price of condominiums. There is housing available for everyone at every price point but buyers may have to adjust their expectations to be able to buy right now. Their REALTOR® can help them identify property that meets their needs.”

The average days-on-market for residential property was down to 45 days and the sales-to-listing ratio was 53% in May.

To View & Search All MLS Listed Houses for Sale Visit Us At:

www.EdmontonHomesforSale.biz

 

Source: Realtors Association of Edmonton

DOCUMENT CHECKLIST

June 3rd, 2013 by findmyhouse

While you are house hunting, please ensure to keep your credit in good standing. Any default payments or increased debt will affect your capacity to purchase.
Here is a quick checklist to help me provide prompt service:
o Income Verification: Letter from employer & recent pay stub
*If commission and overtime provide most recent 2 years consecutive
“Notice of Assessments”
o Down Payment Verification: Own source: 3 months bank statements of deposits, RRSP’s, investment
OR
Gifted: gift letter, bank statement to show funds received
o Lawyer information
o Void Cheque or Preauthorization Payment form
o Copy of Photo-identification
o Copy of Offer to Purchase (provided by Realtor)
o Copy of MLS listing (provided by Realtor)
Please call anytime if you require additional information or clarification.

Chita Rattanarasy
Mortgage Associate
TMG The Mortgage Group Alberta LTD
780-932-2225

Spring Patio Fix-Ups: 6 Ways to Light Your Outdoor Room

May 30th, 2013 by findmyhouse

Enhance those long, leisurely evenings on the patio with the right lighting. From subtle landscape lighting and string lights that cast a soft glow to sconces, pendants and more, these ideas will help spark your imagination and plan that perfect patio.

1. String Lights

Nothing can beat the soft, glowing light of café-style lights strung overhead, and since they are so inexpensive, you can use them liberally without denting your budget.

Good to know: Be sure to choose outdoor-rated string lights. LED bulbs will last practically forever, but incandescent bulbs will give you that trademark soft glow. Solar string lights are a great option if you want to hang them far from an outlet.

A note on extra outlets. Having adequate exterior outlets is a must for hanging string lights, lanterns and more (unless they’re solar powered). Make the investment in exterior outlets instead of running cords through a cracked window — not only will your home be safer, but you’ll be able to choose exactly where you want the outlets to go.

Good to know: If you live in an older house, your exterior outlets might not have up-to-date safety features, so consider having them upgraded. All exterior electrical outlets should have a ground-fault circuit interrupter (GFCI) and a weatherproof box cover to keep the outlet protected.

2. Sconces

Sconces are a great option when you want to cast a glow on an open patio.

Good to know: A lantern-style fixture will cast a larger glow than one mounted flush against the house, so think about going for something larger than you might use on, say, the front porch.

3. Landscape Lighting

Not just for the backyard, low-voltage landscape lighting can ramp up the ambience of your patio.

Good to know: Generally not enough to light up an outdoor room on its own, landscape lighting can work well in conjunction with sconces or string lights. Try a few low lights in bushes surrounding the patio or illuminating a pathway.

Because landscape lighting is low voltage, this is a relatively easy and safe DIY project, should you choose to give it a whirl.

4. Pendant Lights

Few things say outdoor room quite as elegantly as a well-placed pendant light.

Good to know: If you decide to replace an existing overhead fixture yourself, be sure the new fixture is similar in weight to the old one — if it’s much heavier, a pro may need to put in a new junction box that can take the additional weight.

5. Recessed Lighting

Simple and sleek, recessed lights would be perfect tucked into the covered patio of a contemporary or modern home.

Good to know: Dimmer switches allow you to adjust the lighting to perfectly suit the mood — and a dimmer is something you can do yourself.

Extend dinnertime with a well-lit outdoor kitchen. If your grilling area is separate from your patio seating area, consider subtly linking the two zones with lighting. Direct lighting is more important in the kitchen zone than mood, so go for an overhead option, like recessed lights or adjustable fixtures that can be pointed exactly where you want them to go.
6. Stair Riser Lights

This small touch can add ambience and prevent falls.

Good to know: Having just one or two steps can actually cause more accidents than a taller staircase. Especially at dusk, that single step can be easy to miss, so adding a light is a kind thing to do.

Source: houzz.com

TAX PLANNING CONCEPT

May 28th, 2013 by findmyhouse

Taxation of income

Your investment plan needs to consider all the financial possibilities, including the impact to your annual tax bill. One key component is to understand that there are three basic asset classes (cash, fixed income, and equities) and three types of income you can receive from these types of investments (interest, dividends, and capital gains). Different types of income are taxed at different rates, depending on your level of income and your province of residence. Understanding this can have a significant impact on your financial success. Talk to us about how The Plan can help you manage taxes.

Feel free to contact me or visit my website for more information.

Douglas J. Bodtcher                               
Investors Group Financial Services Inc.
780-448-1988 ext. 284
Douglas.Bodtcher@investorsgroup.com

Buy New in Edmonton for just $354,000

May 27th, 2013 by findmyhouse

This is a high efficient “green home” which qualifies for the CMHC premium rebate. This includes high efficient furnace, hot water on demand, triple pain windows with Low-E and argon gas. Features large eat-in kitchen with island, 3 pce. ensuite bath, and walkin closet in the large master bedroom.

Click here to view more details.

Call us for availability in your area 780-634-8151.

Gorgeous Duplex Townhome

May 25th, 2013 by findmyhouse

Brand new starter home from the Landmark Group. 1,319 sq ft with single attached garage.

Click here to view more details.

Call us for availability in your area 780-634-8151.

The data included on this website is deemed to be reliable, but is not guaranteed to be accurate by the REALTORS® Association of Edmonton. The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license.