Just Reduced $20,000!

Weekly rate minder provided by: Narish Maharaj Dominion Lending Centres Optimum (780) 238 – 7038 Apply online : www.dlconline.com

Reduced $9,000 for quick sale.  Exceptional 4 bedroom bungalow with a fully finished basement that has suite potential, with a family room that has a dry bar and fireplace.  Also there is a sauna in the basement.  There is a heated double detached garage in the back.  Main floor living room and dining room features hardwood floors, new carpets.  Also recently the roof was redone and a new hot water tank installed.  Located conveniently close to bus route, walking distance to shopping, and schools.  The south facing backyard will allow you to enjoy that afternoon and evening sun, and has a large garden plot.  All the walks are made up of poured concrete and there is a deck in the back yard.  Only $285,900.  For more information call Serge today 780-995-6520

Weekly rate minder provided by: Narish Maharaj Dominion Lending Centres Optimum (780) 238 – 7038 Apply online : www.dlconline.com

I am happy to announce the appointment of Kate Cosentino to the positions of Client Care Coordinator for FindMyHouse.ca, and Personal Administrative Assistant to Mr. Serge Bourgoin.  I am confident that she will be a great asset and will help me make sure that all my clients receive the best service possible.

Feel free to contact her for any assistance. Her direct line is (780) 634-8151

Happy Easter from

All of Us Here at

FindMyHouse.ca

Title Insurance will insure the title of Real Property from the time of purchase or refinance until the purchase/owner sells the property.  It does not transfer to a new owner.  This is the main difference between Title Insurance and a Real Property Report.

A Real Property Report is usually good for 20 years (depending on the Lender), and as long as there are no changes to the exterior of the property it is transferrable to the new owner.

 Most Lawyers acting on behalf of a buyer will insist on a Real Property Report with Municipal Compliance, as it is transferrable and immediately confirms the state of the Title.

 Title Insurance can be used when both parties to a contract (purchaser and seller) agree, or in a refinance situation where the individual refinances his/her home and cannot find the Real  Property Report or has made changes to the exterior of the property that are not reflected on the Real Property Report in  his/her possession.

 Title Insurance is not transferrable and most buyers’ lawyers will insist on the Real Property Report/Compliance, but Title Insurance does have some advantages.  Title Insurance protects against fraud, defects on Title, invalid title documents, and charges to a property arising after the purchase.  Title Insurance also allows you to close your transaction before registration at Land Titles (Gap Coverage).

 This is a common situation facing buyers and sellers that is important.  So please, ask questions regarding the difference between a Real Property Report and Title Insurance before you sign the Offer to Purchase.

Source: James Pittaway – Pittaway and Assc.          Phone: (780) 702-5056

In the last quarter of 2008, 6,198 people packed up their belongings and moved to Alberta which brings the province’s population to 3,632,483 as of January 1. Alberta was the only province with substantial interprovincial migration: BC came in next with 1,453 new residents according to statistics compiled by Statistics Canada, CMHC and the Conference Board of Canada.

Now that our newest residents have been in the province for a while and have secured stable jobs and lifestyles, they are going to be looking to find the home of their dreams, and they’ll need to move out of their current abode. That’s where you come in. Residential sales have been increasing since December and there are over 7,500 listings currently on the market. So if a client comes to you and asks if now is a good time to buy, tell them yes.

In-migration is a key factor that influences the housing market. New Albertans looking for homes increase demand for homes and simple supply and demand theory states as demand increases, so does price. Interested in what the market did in March? The REALTORS® Association monthly and quarterly market analysis is now available on the intranet. The Edmonton market is solid and now is a great time to buy

1 Work from the top down, inside to outside, to avoid getting what you just cleaned dirty again.

2 Do one room, even one area of one room, at a time to avoid unfinished jobs. The satisfaction of seeing one room sparkle will make the hard work feel like it’s worth the effort.

3 When tidying, reduce trips around the house by temporarily depositing items in one spot en route to but not at their final destination.

4 Do two things at once. While laundry is going, scrub the shower stall.

5 Make small repairs. If you’re not handy, hire someone.

6 Invest in good rubber or vinyl gloves to protect your skin and nails.

7 Dust before vacuuming or cleaning the floor. Try feather or lambswool dusters, especially extendable ones for reaching above window and door casings and into corners. Household rags are invaluable for jobs requiring a damp cloth – natural fibres work best.

8 Buy mops with a squeeze mechanism (great for vinyl, linoleum or ceramic tile floors) and a decent-size heavy-duty pail – one with a measuring scale helps get soap-to-water ratios correct.

9 Don’t stand your brooms on their bristles. It will destroy their shape and diminish their effectiveness. Instead, get a broom holder, like the Magic Holder 5-position broom organizer.

10 Use a Swiffer for light dusting, or your favourite broom or vacuum attachment to clean hardwood floors. Then damp-mop with a mild cleaner such as Murphy Oil Soap. I recently discovered BonaKemi’s MicroPlus Hardwood Floor Care System, which includes a mop with a removable washable microfibre pad and a nontoxic water-based spray cleaner. It makes the floors glow, and smell good, too.

Weekly rate minder provided by:

Narish Maharaj
Dominion Lending Centres Optimum
(780) 238 – 7038
Apply online : www.dlconline.com