Archive for the ‘Uncategorized’ Category

Edmonton Time Change!

Friday, March 12th, 2010

time-change

Real Estate Mortgage Rates – March 9, 2010

Tuesday, March 9th, 2010

Terms

Posted Rates

DLC’s Rates

6 Month

4.60%

3.85%

1 YEAR

3.65%

2.49%

2 YEARS

3.95%

2.85%

3 YEARS

4.30%

3.25%

4 YEARS

5.04%

3.69%

5 YEARS

5.39%

3.69%

7 YEARS

6.30%

4.95%

10 YEARS

6.50%

5.20%

Rates are subject to change without notice. *OAC E&OE
Prime Rate is 2.25 %.

Variable rate mortgages from as low as Prime – .30%

Rates are subject to change without notice. Fixed mortgage rates shown in table above and quoted variable mortgage rates are available nationally to qualified individuals. Some conditions may apply. Lower rates may be available in certain regions, or to those with higher credit scores or higher net worth – check with your Dominion Lending Centres Mortgage Expert for full details.

*O.A.C., E.& O.E.

Weekly rate minder provided by: Souchita Rattanarasy Dominion Lending Centres Optimum 780-932-2225. Explore Mortgage Scenarios with Helpful Calculators on http://www.souchita.com/

Real Estate Mortgage Rates – March 3, 2010

Wednesday, March 3rd, 2010

Terms

Posted Rates

DLC’s Rates

6 Month

4.60%

3.85%

1 YEAR

3.65%

2.49%

2 YEARS

3.95%

2.85%

3 YEARS

4.30%

3.25%

4 YEARS

5.04%

3.69%

5 YEARS

5.39%

3.69%

7 YEARS

6.30%

4.95%

10 YEARS

6.50%

5.20%

Rates are subject to change without notice. *OAC E&OE
Prime Rate is 2.25 %.

Variable rate mortgages from as low as Prime – .30%

Rates are subject to change without notice. Fixed mortgage rates shown in table above and quoted variable mortgage rates are available nationally to qualified individuals. Some conditions may apply. Lower rates may be available in certain regions, or to those with higher credit scores or higher net worth – check with your Dominion Lending Centres Mortgage Expert for full details.

*O.A.C., E.& O.E.

Weekly rate minder provided by: Souchita Rattanarasy Dominion Lending Centres Optimum 780-932-2225. Explore Mortgage Scenarios with Helpful Calculators on http://www.souchita.com/

Real Estate Mortgage Rates – February 16, 2010

Tuesday, February 16th, 2010

Terms

Posted Rates

DLC’s Rates

6 Month

4.60%

3.85%

1 YEAR

3.65%

2.49%

2 YEARS

3.95%

2.85%

3 YEARS

4.30%

3.25%

4 YEARS

5.04%

3.69%

5 YEARS

5.39%

3.69%

7 YEARS

6.30%

4.95%

10 YEARS

6.50%

5.20%

Rates are subject to change without notice. *OAC E&OE
Prime Rate is 2.25 %.

Variable rate mortgages from as low as Prime – .30%

Rates are subject to change without notice. Fixed mortgage rates shown in table above and quoted variable mortgage rates are available nationally to qualified individuals. Some conditions may apply. Lower rates may be available in certain regions, or to those with higher credit scores or higher net worth – check with your Dominion Lending Centres Mortgage Expert for full details.

*O.A.C., E.& O.E.

Weekly rate minder provided by: Souchita Rattanarasy Dominion Lending Centres Optimum 780-932-2225. Explore Mortgage Scenarios with Helpful Calculators on http://www.souchita.com/

How to Protect Your Home During Extreme Cold Weather

Thursday, January 7th, 2010

how-protect-home-extreme-cold-weather-1

Extreme cold weather can be hard on both you and your home. Here are some tips to put into practice when freezing weather, snow, and ice hit your area.

How to Deal with Frozen Pipes

  • Disconnect and drain garden hoses.
  • Cover outside faucets with insulating foam covers.
  • Turn off water to outside faucets, if available, and open valves on faucets to allow them to drain.
  • Turn off sprinkler system and blow compressed air through the lines to drain them.
  • Close or cover foundation vents under house and windows to basements.
  • Close garage doors.
  • Insulate exposed pipes (both hot and cold) under house with foam pipe insulation.
  • Open cabinet doors under sinks.
  • Drip hot and cold faucets in kitchen and bath. Drip single control faucets with lever set in middle.
  • Set icemaker to make ice if the water line to it runs under the house.
  • Don’t forget to check on pipes to your washing machine in the laundry room
  • Locate water main cut-off valve, and have a cut-off key handy.
  • Use a hair dryer, heat lamp, electric heat tape, or a portable space heater to thaw frozen pipes that have not burst.
  • Keep the faucet open when thawing frozen pipes to allow water to begin flowing through it.
  • After the weather has warmed above freezing and any frozen pipes have thawed, turn off dripping faucets and monitor your water meter to check for unseen leaks.

How to Keep Warm in Your Home

  • Have your furnace inspected before cold weather arrives. Inspect the heat exchanger for cracks, install a clean air filter, and check the thermostat to see if it’s working properly.
  • Inspect fireplaces, and chimneys before using, and have them cleaned if needed.
  • Keep drapes and blinds closed, except when windows are in direct sunlight.
  • Put up storm windows, or install sheet plastic window insulation kits on the inside of windows.
  • Cover or remove any window air conditioners.
  • Insulate electrical outlets and switches on exterior walls with foam seals available at home centers.
  • Caulk any cracks or holes on the outside of your house.
  • Repair or replace weather stripping and thresholds around doors and windows.
  • Run paddle ceiling fans on low in reverse (clockwise when looking up) to circulate warm air.
  • Put draft snakes on window sills, between window frames, and against doors.
  • If you heat with propane or fuel oil, make sure the tank is full.
  • If you heat with wood or coal, have plenty of fuel on hand.

How to Protect the Outside of Your Home

  • Clean your gutters and downspouts before cold weather arrives to prevent ice from forming in them.
  • Spray an ice repellent solution on steps and walks before freezing weather arrives
  • Check antifreeze levels in cars. Add if needed, and run engine to circulate new antifreeze in the crankcase.
  • Add freeze resistant windshield wiper fluid, and spay to circulate it in lines.
  • Check air pressure in tires, since cold weather causes the pressure to lower.
  • Bring in container plants, add mulch around plants, and cover plants that are prone to frost damage. Remove covering when temperatures warm above freezing.
  • Drain birdbaths and fountains
  • Gently sweep snow off plants and shrubs in an upward motion with a broom.
  • Use rock salt, sand, or clay based kitty litter on walks and drives (NOTE: Salt can damage grass and other plants).
  • Don’t overdo it when using a snow shovel.
  • Stay off your roof during freezing weather, but once the ice and snow have melted, inspect your roof for any damage.

How to Stay Safe in an Ice or Snow Storm

  • Stockpile nonperishable food and water.
  • Refill prescription medications in advance of storm.
  • Fill car with gas.
  • Charge cell phones.
  • Have flashlights, batteries, a weather radio, and a manual can opener on hand.
  • A portable generator can come in handy when the lights go out, but take precautions to avoid carbon monoxide poisoning when using.
  • Make sure you have working smoke and carbon monoxide alarms and the batteries powering them are fresh.
  • Have a working fire extinguisher on hand for emergencies.
  • A chain saw can come in handy for removing broken limbs after an ice storm.

by Danny Lipford www.dannylipford.com

Latest Real Estate Mortgage Rates – Happy New Year!

Monday, January 4th, 2010

Terms

Posted Rates

DLC’s Rates

6 Month

4.60%

3.85%

1 YEAR

3.65%

2.35%

2 YEARS

3.95%

2.95%

3 YEARS

4.50%

3.25%

4 YEARS

5.19%

3.85%

5 YEARS

5.59%

3.79%

7 YEARS

6.60%

5.25%

10 YEARS

6.70%

5.35%

Rates are subject to change without notice. *OAC E&OE
Prime Rate is 2.25 %.

Variable rate mortgages from as low as Prime – 0.15%

Rates are subject to change without notice. Fixed mortgage rates shown in table above and quoted variable mortgage rates are available nationally to qualified individuals. Some conditions may apply. Lower rates may be available in certain regions, or to those with higher credit scores or higher net worth – check with your Dominion Lending Centres Mortgage Expert for full details.

*O.A.C., E.& O.E.

Weekly rate minder provided by: Souchita Rattanarasy Dominion Lending Centres Optimum 780-932-2225. Explore Mortgage Scenarios with Helpful Calculators on http://www.souchita.com/

Real Estate Mortgage Rates – December 16, 2009

Wednesday, December 16th, 2009

Terms

Posted Rates

DLC’s Rates

6 Month

4.60%

3.85%

1 YEAR

3.65%

2.35%

2 YEARS

3.95%

2.95%

3 YEARS

4.50%

3.49%

4 YEARS

5.19%

3.85%

5 YEARS

5.59%

3.79%

7 YEARS

6.60%

5.25%

10 YEARS

6.70%

5.35%

Rates are subject to change without notice. *OAC E&OE
Prime Rate is 2.25 %.

Variable rate mortgages from as low as Prime – 0.15%

Rates are subject to change without notice. Fixed mortgage rates shown in table above and quoted variable mortgage rates are available nationally to qualified individuals. Some conditions may apply. Lower rates may be available in certain regions, or to those with higher credit scores or higher net worth – check with your Dominion Lending Centres Mortgage Expert for full details.

*O.A.C., E.& O.E.

Weekly rate minder provided by: Souchita Rattanarasy Dominion Lending Centres Optimum 780-932-2225. Explore Mortgage Scenarios with Helpful Calculators on http://www.souchita.com/

New Year’s Home Energy Resolutions

Thursday, December 10th, 2009

lennox-hearth

 

Time to Put Your Home on an Energy Diet: Eight New Year’s Resolutions for Your Home

Bill Cunningham, an energy efficiency expert with Lennox – a leading provider of customized home heating and cooling systems – says homeowners can significantly curb their energy usage and reduce their energy bills in the coming year by making the following quick and easy home-related New Year’s resolutions:

1. Make a Light Switch. Replace your five most frequently used incandescent light bulbs with compact fluorescent bulbs, and save $65 each year. These bulbs use less energy and can last up to 10 times longer.

2. Get With the Program. Install an ENERGY STAR qualified programmable thermostat, and take the time to program it (the majority of consumers don’t). When used properly, these thermostats can save as much as $150 per year in energy costs.

3. Go with the (Low) Flow. Replace your existing shower head with a new 2.5-gallon-per-minute (low-flow) shower head. The new water efficient shower head coupled with a 10-minute shower will save five gallons of water over a typical bath and up to $145 each year on electricity used to heat the water.

4. Let the Laundry Chill. To save hot water – and the $24 to $40 in fuel that it takes to heat that water each year – wash your clothes in cold water. Be sure to choose a laundry detergent that is formulated for use in cold temperatures.

5. Make a Dent in the Lint. Clean the lint trap in your clothes dryer before every load of laundry, which will help increase the drying efficiency of the machine and save another $34 each year.

6. Dial it Back. Lower the temperature on your hot water heater from 145 degrees to 120 degrees – the only place you’ll notice the difference is on your utility bill. In fact, this slight reduction in temperature can save the average homeowner between $36 and $61 each year.

7. To Repair or Replace: That is the Question. Consider replacing an older furnace that is 60 percent efficient with one that is 95 percent efficient, and save approximately 57 percent on energy bills and up to a whopping $5,513 over a five-year period.

8. Stop the Standby Energy Use. Unplug digital devices when not in use, as “standby” energy consumption can add up. In fact, you can save about $165 per year just by unplugging a plasma TV.

This article is provided by Lennox. For more tips and advice on maintaining or purchasing a home comfort system, visit Lennox.com or ItPaysToLiveSmart.com.

Real Estate Mortgage Rates – December 9, 2009

Wednesday, December 9th, 2009

Terms

Posted Rates

DLC’s Rates

6 Month

4.60%

3.85%

1 YEAR

3.65%

2.35%

2 YEARS

3.95%

2.95%

3 YEARS

4.50%

3.49%

4 YEARS

5.19%

3.95%

5 YEARS

5.59%

3.89%

7 YEARS

6.60%

5.30%

10 YEARS

6.70%

5.35%

Rates are subject to change without notice. *OAC E&OE
Prime Rate is 2.25 %.

Variable rate mortgages from as low as Prime – 0.15%

Rates are subject to change without notice. Fixed mortgage rates shown in table above and quoted variable mortgage rates are available nationally to qualified individuals. Some conditions may apply. Lower rates may be available in certain regions, or to those with higher credit scores or higher net worth – check with your Dominion Lending Centres Mortgage Expert for full details.

*O.A.C., E.& O.E.

Weekly rate minder provided by: Souchita Rattanarasy Dominion Lending Centres Optimum 780-932-2225. Explore Mortgage Scenarios with Helpful Calculators on http://www.souchita.com/

Real Estate Mortgage Rates – December 1, 2009

Tuesday, December 1st, 2009

Terms

Posted Rates

DLC’s Rates

6 Month

4.60%

3.85%

1 YEAR

3.65%

2.35%

2 YEARS

3.95%

2.95%

3 YEARS

4.50%

3.49%

4 YEARS

5.19%

3.95%

5 YEARS

5.59%

3.89%

7 YEARS

6.60%

5.30%

10 YEARS

6.70%

5.40%

Rates are subject to change without notice. *OAC E&OE
Prime Rate is 2.25 %.

Variable rate mortgages from as low as Prime – 0.15%

Rates are subject to change without notice. Fixed mortgage rates shown in table above and quoted variable mortgage rates are available nationally to qualified individuals. Some conditions may apply. Lower rates may be available in certain regions, or to those with higher credit scores or higher net worth – check with your Dominion Lending Centres Mortgage Expert for full details.

*O.A.C., E.& O.E.

Weekly rate minder provided by: Souchita Rattanarasy Dominion Lending Centres Optimum 780-932-2225. Explore Mortgage Scenarios with Helpful Calculators on http://www.souchita.com/

The data included on this website is deemed to be reliable, but is not guaranteed to be accurate by the REALTORS® Association of Edmonton. The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license.