Exclusive Listing 

Incredible 4 bedroom 2 storey with 2,244 sq.ft. of living space.  Features large family room, fireplace, hardwood and ceramic flooring, island kitchen, and a large master bedroom with 4 pce. ensuite and walk-in closet.  Price includes  all appliances.

Brand new 1,310 sq.ft. 3 bedroom 2 storey home.  Features many extra upgrades such as ceramic tile, hardwood, light fixtures, and upgraded berber carpet.  The large eat-in kitchen also features upgrade cabinets, granite counter tops and stainless steel appliances.  Upstairs the master bedroom has both a 4pce. ensuite bath and walk-in closet that you don’t have to worry about being so dark as it has it’s own window.  Purchase price includes a $850 landscaping deposit to be payable to new purchase upon completion of front landscaping.  The home also features a covered front veranda.

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  Great Starter Home

1732 sq.ft. 3 bedroom 2 storey.  Features  bonus room with vaulted ceilings, main floor den, island kitchen, large walk-in closet and 4 pce. Ensuite bath, and main floor laundry.  Great value at $240,000 + lot & gst                                 

ID # co001

Title Insurance will insure the title of Real Property from the time of purchase or refinance until the purchase/owner sells the property.  It does not transfer to a new owner.  This is the main difference between Title Insurance and a Real Property Report.

A Real Property Report is usually good for 20 years (depending on the Lender), and as long as there are no changes to the exterior of the property it is transferrable to the new owner.

 Most Lawyers acting on behalf of a buyer will insist on a Real Property Report with Municipal Compliance, as it is transferrable and immediately confirms the state of the Title.

 Title Insurance can be used when both parties to a contract (purchaser and seller) agree, or in a refinance situation where the individual refinances his/her home and cannot find the Real  Property Report or has made changes to the exterior of the property that are not reflected on the Real Property Report in  his/her possession.

 Title Insurance is not transferrable and most buyers’ lawyers will insist on the Real Property Report/Compliance, but Title Insurance does have some advantages.  Title Insurance protects against fraud, defects on Title, invalid title documents, and charges to a property arising after the purchase.  Title Insurance also allows you to close your transaction before registration at Land Titles (Gap Coverage).

 This is a common situation facing buyers and sellers that is important.  So please, ask questions regarding the difference between a Real Property Report and Title Insurance before you sign the Offer to Purchase.

Source: James Pittaway – Pittaway and Assc.          Phone: (780) 702-5056

Just reduced $10,000 for quick sale! Renovated and upgraded 1150 sq.ft. bungalow with a finished basment and large fenced yard.  Upgrades included new carpet, ceramic tile, kitchen cabinets, counter tops, bathrooms and some of the windows have been replaced.  This home is in a ready to move in condition.  Ideally located with quick access to all amenities.

It’s house-hunting season. The FOR SALE signs are everywhere. The weekend Open Houses are beginning to heat up (even though the weather isn’t), and anyone thinking of moving house in the summer knows that now is the time for action. But in today’s tight economy we’re all working with a new set of unknowns. Gone are the days when we could treat a mortgage number as an abstract entity, assuming that somehow or other our wages would go up, the value of our properties would appreciate, and all would be well. Now, more than at any time in the lives of those currently in the housing market, we must think very carefully about our living arrangements. But it’s not all doom and gloom. In fact, there may be some good that comes at a time when, rather than feeling pushed to buy beyond our means, we’re being asked to reflect carefully on what we really want and need out of a home. Here are some points to ponder.

1. Avoid simplistic square foot equations.
Compared to people in many other parts of the world, we in North America have grown up in an age of rock-bottom real estate values. This has encouraged large building lots, houses whose size far outstrips our needs, and low-density suburbs that extend outside of a city’s core. There’s no denying the allure of having lots of elbow room and views of nature, along with all the conveniences of modern living, but we’d do well to remember that there’s not much evidence of a connection between the size of a house and its psychological value as a home. In fact, ongoing scientific studies suggest that how we use our living space is much more important than how much living space we have. It’s time to jettison the old-fashioned idea that the size of our home is a measure of our success and think instead of what we need to be happy.

2. Distinguish between what you want and what you want to be seen to have.
We each have many different selves and they can be difficult to keep straight. We have our inner, private selves, the selves we present to our partners and other loved ones, and the public faces we present to co-workers, acquaintances and strangers. When choosing a home, make sure that you are thinking of the person you really are rather than of the image you might want to convey publicly. This can be an exceptionally difficult distinction to make, but it is worth taking the time to do so. It’s not your image of yourself that has to live in your home, it’s you!

3. Value shared spaces.
When assessing whether a house will suit your needs, think of creative ways to combine functions within rooms to save space. Do you really need a separate dining room? Will a craft room ever be used? Does each child actually need a separate bedroom? Think carefully about how you use your current spaces and consider how you could consolidate, re-purpose and rationalize their various uses. Doing this properly can not only save you a fortune; it can transform the patterns of your life in ways that will increase your comfort and satisfaction.

4. Think creatively about outdoor play.
Most of us would like to have a giant backyard big enough for a play set, a pool, a garden and a small forest of trees, but building lots large enough to accommodate all of these wishes can constrain our house search and stretch our budget beyond the comfort level. If you have children, look for opportunities to stretch play areas by utilizing often-unused front yard spaces. Can neighbours join together to knock down some fences and make a shared yard? It can take some time to overcome our psychological resistance to such measures — when it comes to home spaces, we’re not used to sharing — but evidence suggests that such communal outdoor arrangements promote physical and mental health in both children and adults.

5. Buy for yourself and not for the next person.
When times are uncertain, it’s hard to resist the urge to try to plan for every eventuality, no matter how unlikely it might seem. This can mean that we begin to assess potential homes as investments as well as living spaces. To a point, there’s nothing wrong with this approach, especially if it helps our psychological comfort levels. But once we start looking at houses as if we are potential sellers rather than potential buyers, our perspectives can shift and we can lose sight of our own wants and needs. Think carefully about how to protect your own interests, but remember that right now you are the one who needs a home and your needs should come first.

In the last quarter of 2008, 6,198 people packed up their belongings and moved to Alberta which brings the province’s population to 3,632,483 as of January 1. Alberta was the only province with substantial interprovincial migration: BC came in next with 1,453 new residents according to statistics compiled by Statistics Canada, CMHC and the Conference Board of Canada.

Now that our newest residents have been in the province for a while and have secured stable jobs and lifestyles, they are going to be looking to find the home of their dreams, and they’ll need to move out of their current abode. That’s where you come in. Residential sales have been increasing since December and there are over 7,500 listings currently on the market. So if a client comes to you and asks if now is a good time to buy, tell them yes.

In-migration is a key factor that influences the housing market. New Albertans looking for homes increase demand for homes and simple supply and demand theory states as demand increases, so does price. Interested in what the market did in March? The REALTORS® Association monthly and quarterly market analysis is now available on the intranet. The Edmonton market is solid and now is a great time to buy

1 Work from the top down, inside to outside, to avoid getting what you just cleaned dirty again.

2 Do one room, even one area of one room, at a time to avoid unfinished jobs. The satisfaction of seeing one room sparkle will make the hard work feel like it’s worth the effort.

3 When tidying, reduce trips around the house by temporarily depositing items in one spot en route to but not at their final destination.

4 Do two things at once. While laundry is going, scrub the shower stall.

5 Make small repairs. If you’re not handy, hire someone.

6 Invest in good rubber or vinyl gloves to protect your skin and nails.

7 Dust before vacuuming or cleaning the floor. Try feather or lambswool dusters, especially extendable ones for reaching above window and door casings and into corners. Household rags are invaluable for jobs requiring a damp cloth – natural fibres work best.

8 Buy mops with a squeeze mechanism (great for vinyl, linoleum or ceramic tile floors) and a decent-size heavy-duty pail – one with a measuring scale helps get soap-to-water ratios correct.

9 Don’t stand your brooms on their bristles. It will destroy their shape and diminish their effectiveness. Instead, get a broom holder, like the Magic Holder 5-position broom organizer.

10 Use a Swiffer for light dusting, or your favourite broom or vacuum attachment to clean hardwood floors. Then damp-mop with a mild cleaner such as Murphy Oil Soap. I recently discovered BonaKemi’s MicroPlus Hardwood Floor Care System, which includes a mop with a removable washable microfibre pad and a nontoxic water-based spray cleaner. It makes the floors glow, and smell good, too.

Weekly rate minder provided by:

Narish Maharaj
Dominion Lending Centres Optimum
(780) 238 – 7038
Apply online : www.dlconline.com